Why should one take Overseas Travel Insurance before going abroad?

Overseas Travel Insurance is a must have for travellers as it ensures that any unforeseen or unexpected changes in your travel plan is well covered financially. A reliable travel insurance provides a much-needed shield to handle circumstances that may crop up doing your tour such as loss of baggage, accidents or medical problems. To have a stress-free vacation always take Travel Insurance!

What are the typical features of a travel insurance policy?

The typical features of a reliable travel insurance include medical emergencies, cashless claim settlement, medical evacuation, reparation of remains, loss of passport, compassionate visit, dental, third person liability and loss of checked in baggage and passport. A cheap travel insurance will ensure all common emergencies are sufficiently covered.

Where can one buy travel insurance in my city?

Travel Insurance for any country can be purchased online through various websites and travel companies. There are many companies such as Reliance General Insurance, TATA AIG and HDFC Ergo that provide cheap travel insurance. These companies provide Travel Insurance at reasonable rates and do not have any hidden charges. Do read the terms and conditions carefully before taking a decision!

Should one take travel insurance for Turkey before travel?

It is good to take travel insurance for Turkey before your travel. A Travel Insurance will provide a good protective shield to deal with any financial related emergency during your trip to the nation of Turkey. As medical care is not that expensive in Turkey, a reliable travel insurance will provide a good cushion to deal with uncertainties such as medical evacuation and hospitalization.

Which companies offer Cashless overseas travel insurance in India?

Many Reliable Travel Insurance companies such as ICICI Lombard, Religare, Reliance, TATA AIG and Allianz Global offer cashless overseas travel insurance in India. These companies provide cheap travel insurance that have immediate cashless settlement of bills across hospitals in all major countries of the world. Do research on the network of hospitals in the nation associated with the policy provider!

Is Turkey Travel Insurance a cashless policy?

Travellers can avail travel insurance for Turkey that are cashless and have a good claim settlement ratio. This will ensure that your out of pocket expenses are minimal and reimbursements (if any) will be settled in a quick and efficient manner, without any unnecessary paperwork and other hassles. It is important to finalise a policy based on the needs of your family especially children.

Does travel insurance cover pre-existing diseases?

Yes, Travel insurance companies do cover pre-existing diseases based on certain conditions. A Reliable Travel Insurance company will want to know whether your health condition is stable and will ascertain the look back period. A stable condition would mean that you’ve had no changes in your medication or health reports. Do share if there are any changes in your health condition prior to your travel date!

Is it expensive to buy International Travel Insurance?

The price of an International Travel Insurance can be subject to many factors. The destination, length of stay, age, lifestyle, sum assured and pre -existing conditions are some of the factors important in determining the cost of a Travel Insurance. For a visit to a developing nation like Turkey, the premium could be reasonable as compared to developed countries due to low cost of medical treatment.

What are the chances of claim settlement in Travel Insurance?

A reliable travel insurance company would settle claims in a quick and efficient manner. Majority of the organizations publish their claim settlement ratio for their customers to clearly see. It is important to follow reviews online to gain a better understanding of the policy. Avoid policies that do not provide 24/7 customer service globally and quick settlement of claims.

What factors are crucial in choosing a travel insurance plan?

Before you choose a travel insurance for Turkey it is important to make note of a few important determining factors. It is important to thoroughly research the claim settlement ratio, 24/7 service availability, payment options, network of hospitals, compassionate visit, discounts, freebies and coverage of pre-existing conditions and third-party liability of various travel insurance companies. Go for well reputed companies as far as possible!